Terms of service.

Cancellation Policy: 24 hours notice is required for all appointments. If you need to reschedule a session, you must notify us in writing at least 24 hours prior to your scheduled session. If you do not provide written notice that you need to reschedule within 24 hours of your appointment, your appointment will not be rescheduled and you will be charged 100% of the appointment fee. Once processed, payments will not be refunded. Canceled sessions must be rescheduled within 30 days of original session. 

*For distance Reiki Zoom sessions, your Zoom link will be emailed after the appointment is confirmed and after payment is received.. Stefanie will wait 7 minutes for you to join the live-video session, and after that, if you have not joined, it will be considered a "no show." Session will not be rescheduled and payment will not be refunded.


Payment Policy: For in-person sessions, payment is due at the time of the appointment. For distance/virtual sessions, payment is due upon booking. There are no refunds once payment is processed. 

Terms & Conditions

This website is operated by Stefanie Ruth of Live and Breathe Reiki LLC. Throughout the site, the terms “I,” “me”, ”“we”, “us,” and “our,” refer to Stefanie Ruth and Live and Breathe Reiki LLC. Stefanie Ruth offers this website, including all information and services available to you, upon your acceptance of all terms, policies, notices, and conditions stated here. By visiting our site and/or purchasing something from us, you agree to be bound by the following terms and conditions. The Terms & Conditions apply to all users of the site (customers, merchants, browsers, vendors, businesses). Please read the entirety of our Terms & Conditions before accessing and/or using our website. If you do not agree to all Terms & Conditions, you may not use any services, products, classes, or access the website. We have the right to update, replace, edit, or change any part of the Terms & Conditions by editing, posting changes, or updates to our website. By continuing to use the website, you are agreeing and accepting all changes. Please access and read the Terms & Conditions as there may be changes.  We have the right to change our prices and change or discontinue any services, programs, products, or programs without notice.

Nothing displayed on this website, in our products, emails, courses, or services, is a replacement for professional medical/psychological care or legal, business, or financial advice. Consult the proper professional for any legal, business, medical, psychological, or financial questions. Your participation in the use of our website and/or participation in any of our services, programs, and classes is voluntary. We are not responsible or liable for any harm or damage to you, your child, or your business, resulting from direct or indirect use of materials or content displayed on our website or by participation in any of our services. You, the client and/or his/her/their representative(s), agree to hold harmless, Stefanie Ruth and/or Live and Breathe Reiki LLC from any claims, direct/indirect damages, or liability of whatsoever kind or nature arising out of or in connection with our website, services, programs, products, or services. You, the client and/or his/her/their representative(s), agree to not make any claims against us.

Copyright & Intellectual Property: All information displayed on this website, in our classes, courses, products, or services is intellectual property created and owned by Stefanie Ruth of Live and Breathe Reiki LLC and is protected under Federal Intellectual Property Laws. You are not allowed, and it is illegal to copy or distribute any of our content or information without our expressed written consent. 

Service Disclaimers

By purchasing or participating in any of my services (including but not limited to: Reiki sessions, energy healing sessions, psychic readings, mediumship readings, spiritual coaching, group programs, masterclasses, classes), you acknowledge that you have read, understood, and agreed to the following terms and conditions:

  • All services, readings, programs, and courses are for entertainment purposes only.

  • You must be at least 18 years old to use a service (or have expressed parent permission to receive the service)

  • Readings, sessions, and insights are provided as spiritual guidance only. They will not diagnose illnesses or answer questions related to pregnancy, death, or medical/psychological conditions.

  • Services do not replace professional legal, medical, financial, or psychological advice. Seek a qualified expert in the relevant field for any concerns.

  • You accept full legal and personal responsibility for any decisions or actions you take based on the reading. The future is never set in stone and you always have free will.

  • During mediumship readings, there is no guarantee that a specific relative, friend, or guide will come through during a session. As a medium, I cannot force a spirit or guide to come through on command. I will channel through whoever is present for the reading and give you the messages you need to hear at that moment in time.

  • The accuracy of any insights, predictions, or messages cannot be guaranteed as spiritual coaching, psychic readings, and mediumship readings are subject to interpretation.

  • This site and its owners are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of any Reiki, energy healing, psychic, or mediumship services.

  • You agree that to use and book these services at your own risk.

  • Readings and sessions can be refused if a client is deemed mentally or physically unruly/unfit, including being under the influence of alcohol or drugs. The practitioner reserves the right to end a reading at any time if it is in the best interest of both parties.

  • All services require full payment upfront upon booking. There are no refunds once payment is processed.

  • Cancellations made within at least 48 hours notice can be rescheduled at no charge within the next 30 days. If your session is not rescheduled within the 30 day period, payment will be forfeited. Last minute cancellations will not be refunded or rescheduled.

  • This website contains links to external websites. We do not endorse or guarantee any of the content, services, or products, of any third-party website.

  • Stefanie Ruth and/or Live and Breathe Reiki LLC is not liable for any direct/indirect issues resulting from the spiritual information or advice provided, or for any outcomes which you associate from the service.

  • There are no guarantees that the information provided will meet your expectations.

  • There are no refunds or exchanges once a service is booked.

  • Online Courses, Classes, and Coaching Programs: The stories, insights, testimonials, successes, and examples describing Stefanie Ruth’s success and earnings potentials, is not typical. It is not guaranteed that you will achieve the same results or any specific results. Individual results will vary based on your skill set, work ethic, experience, motivation, external factors (economy), and any unforeseen risks. All information given is only for educational and entertainment purposes. Your decision to purchase, participate in, and/or use a product, class, program, or service, is purely voluntary. Consult with your physician or medical professional prior to beginning any program, receiving any service, and/or completing any coursework. There are no guarantees that the information provided will meet your expectations. There are no refunds or exchanges. 

By booking and participating in any service, you agree that you understand and accept all terms and conditions. If you do not agree with any part of this disclaimer, do not proceed with booking a service.